BSC Inc.
Welcome to My Benefit Choices for
IBEW Local 18

Frequently Asked Questions

Open Enrollment will be Monday April 29, 2024 through Friday May 10, 2024,
for a July 1st effective date.


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When is open enrollment?
What Plans does IBEW Local 18 sponsor for their eligible members?
What changes will be taking place this plan year?
What does "PPO", "HMO" and "DHMO" mean and what's the difference between them?
When I enroll, can I cover my dependents too?
Can I change my Primary Care Physician (PCP) outside of open enrollment?
Can I change from an HMO/DHMO plan to a PPO plan?
Can I enroll in the Anthem Blue Cross HMO Medical plan, and also enroll in the Guardian PPO Dental plan?
Can I enroll in a Medical plan with IBEW Local 18 and have a Dental plan with the DWP?
How do I cancel my DWP medical and/or dental plan if I choose an IBEW Local 18 plan?
How do I cancel my IBEW Local 18 medical and/or dental plan if I choose a DWP plan?
How do I get an IBEW Local 18 Benefits Brochure?
Can I enroll in the IBEW Local 18 Anthem Blue Cross Medical and/or Guardian Dental plans online?
To whom do I send my completed IBEW Local 18 Anthem Blue Cross Medical and/or Guardian Dental Enrollment Forms to?
What is a Qualifying Life Event (QLE)?
How do I locate an Anthem Blue Cross medical provider?
How do I change my Anthem Blue Cross HMO Primary Care Physician (PCP)/Medical group?
What are my benefits under the Optum Behavioral Health Employee Assistance Program?
How do I find a provider in the Optum Behavioral Health or EAP network?
How do I locate a dental provider on the Guardian website?
How do I change my Guardian DHMO provider?
Does Vision Service Plan (VSP) have ID Cards?
How do I find a VSP provider?
What if I lose my Anthem Blue Cross medical ID card? How do I get a new one?
What if I lose my Guardian Dental ID card? How do I get a new one?
How can I get coverage outside of California on the Anthem Blue Cross HMO?
I will be retiring soon. Can I enroll in an IBEW Local 18 medical and/or dental plan at Open Enrollment and continue the new coverage as a retiree?
What if I have an address change?
What is Multi-Factor Authentication (MFA) and how to use it?
Additional Information